New welcome offer of 100,000 PC Optimum points on PC Financial Credit Cards


Another 100K credit card offer to let you know about and this one seems to be coming around every few weeks now but when it is around it is only live for a few days. That offer is the 100K bonus for getting a PC Financial Mastercard. This time the offer is valid for applications until December 3, 2020 and is good for any one of the three cards in their portfolio:


  • PC Financial Mastercard
  • PC Financial World Mastercard
  • PC Financial World Elite Mastercard

To receive the bonus you need to apply via this link and
then make a purchase in store or online at at participating grocery stores or Shoppers Drug Mart and then make a purchase at an Esso or Mobil gas station in Canada. 

 Those 100,000 points once you receive
them are worth $100 towards purchases made any participating PC Optimum
stores like Loblaw banner stores (Loblaw, Real Canadian Superstore etc.)
Shoppers Drug Mart and so on. 

The World Elite version of these
cards is a strong point earner for purchases made at locations where you
earn PC Optimum points but purchases made outside of that see an earn
rate that is pretty average at only 1%. The same goes for the lower two
versions of the cards – they aren’t the strongest in the earn
categories.  Both the World and World Elite cards avail of overall
Mastercard Canada benefits like Mastercard Airport Experiences, free
Boingo WiFi and an offer from Ritual. (Learn more here)

This offer is available for new applications made by December 3

Learn more about and apply for a PC Financial card here.

the return of this offer this means there are two 100,000 point offers
available to Canadians and you may wonder how do they compare? Well we
already mentioned this is one is worth $100 and the other offer is for
the HSBC World Elite Mastercard.
That latter card’s 100,000 point welcome bonus is worth $500 towards
any travel or $300 in cash back rewards or even $800 or more if you
convert to points to one of the card’s airline partners. And considering
the HSBC card is rebating the annual fee in the first year you can see
there really isn’t a comparison between these two 100K offers. The HSBC
card wins hands down – even if you go with the cash back option! The
main thing to note however is that you have to spend $5,000 on the HSBC
card in 6 months rather than just one purchase with the PC Financial