Here are the Rewards Canada Top 5 Credit Card Sign Up offers for the month of January! This is not a ‘best’ credit card
list like our Top Travel Rewards Credit Card rankings but instead a look at cards that have very good acquisition offers. As always when choosing a card
you should always take other factors into account other than the sign
up bonus, but when most or all of these cards are first year free, they can and
do pay off even when not taking into account insurance packages and
other non-reward benefits. In fact all 5 cards on this list for January
are first year free so you can try them out at no cost, get over $1,000 in rewards and
decide later on if the card is right for you. All the while earning the
sign up bonus which can be used to subsidize your travels!
Not a huge change from December. In fact it is still the same five cards being featured however the only change is to the TD Aeroplan Visa Infinite Card which saw its sign up bonus cut from 20,000 miles to 15,000 miles but still with the first year free however.
So here are our top 5 credit card sign up offers for January (in alphabetical order)
American Express Gold Rewards Card – 25,000 Points (Apply here)
A mainstay offer here on Rewards Canada, the American Express Gold
Rewards card has its first year fee of $150 waived and will award you
25,000 Membership Rewards points when you complete $500 in spending in
the first three months. That 25,000 points is worth a $250 travel credit
via Amex’s TripFlex feature or can be converted to 25,000 Aeroplan
Miles (1 Round trip Economy Award ticket within North America) or 25,000
British Airways Executive Club Avios (as much a 5 one way Economy Award
tickets in North America, see this post for details.)
American Express Air Miles Platinum Credit Card – 2,000 Reward Miles (Apply here)
A newcomer to our monthly Top 5 sign up offers, the American Express Air Miles Platinum card comes first year free and
comes with a 2,000 Reward Miles sign up bonus when you complete $500 in
spending in
the first three months. That 2,000 Miles is worth anywhere from $220 to
$300 in flight value when you get around to redeeming them.
Chase Marriott Rewards Premier Visa – 30,000 Points (Apply here)
The best no foreign transaction fee card in Canada makes it to this list
due to a very strong acquisition offer. I mean who can complain with
30,000 points awarded on approval and a certificate for a free night
stay at a Category 1-4 hotel for a potential of 5 free nights, all at no
cost as the card has the annual fee waived in the first year! They also
give you a 15 night credit into the mix which automatically provides
you with Marriott Rewards Silver Elite status. There
is also a 50,000 Point offer meant only for Marriott Elite members
which many non-elites have had success with when they apply for it. (You may or may not get the full 50k and if they find out you are not Elite you may only receive the 30k)
Scotiabank Gold American Express Card – 20,000 Points (Apply here)
A very strong card in the earn category for Gas, Grocery and
Dining/Entertainment purchases, the current sign up bonus for the
Scotiabank Gold American Express Card is 20,000 points when you reach
$500 in spending in the first three months. That 20,000 points is
equal to a $200 travel credit and since this card is a book anywhere
card you can book the travel how you want when you want and when the
charge shows up on your account you can redeem the points against the
charge. The card normally has a $99 annual fee but of course that is
waived in the first year!
TD Aeroplan Visa Infinite Card – 15,000 Miles (Apply here)
Back to its standard sign up bonus of 15,000 miles the TD Aeroplan Visa Infinite Card remains here since it still has the first year fee waived. That means those 15,000 are free and worth well over $200 and you’ll save the $120
fee in the first year.