The best small business credit card welcome bonus offers

The Best Small Business Credit Card Welcome Bonus Offers for August 2025

Here are Rewards Canada’s Top 5 Small Business Credit Card Sign Up offers for August. This is not a ‘best’ credit card list like our overall Top Travel Rewards Credit Card rankings but rather a look at small business cards that have the best welcome bonus offers.

As always when choosing a card you should always take other factors into account other than the just sign up bonus. However when some of these cards are first year free, they can and do pay off even when you grab them strictly for the welcome bonus.

Top 5 Small Business  Sign Up offers for August 2025:

 

Marriott Bonvoy™ Business American Express® Card

Up to 130,000 Bonvoy Points –  Min. value: $1,000

The best offer for this year on the Marriott Bonvoy™ Business American Express®* Card provides up to 130,000 bonus Bonvoy points. This offer is available until August 18, 2025

You’ll earn 75,000 points after you spend $6,000 on your Card in your first 3 months of Cardmembership. Then an additional 40,000 points after you spend a total of $30,000 on your card in your first 12 months of Cardmembership. Plus, earn 15,000 points when you make a purchase between 15 and 17 months of Cardmembership.

130,000 Marriott Bonvoy points are worth at least C$1,300 however with the last part of bonus being awarded after a full year you’ll have to pay the annual fee in the first and second year so we take the $1,300 and subtract the $300 in fees for the baseline $1,000 in value.

Minimum Income: N/A

Click here to apply for the Marriott Bonvoy Business American Express Card

 


 

American Express® Aeroplan®* Business Reserve Card

Up to 140,000 Bonvoy Points –  Min. value: $902

The best offer for this year on the American Express® Aeroplan®* Business Reserve Card provides up to 140,000 bonus Aeroplan points. This offer is available until August 18, 2025

You’ll earn 65,000 points after you spend $10,500 on your Card in your first 3 months of Cardmembership. Then an additional 45,000 points after you spend a total of $75,000 on your card in your first 12 months of Cardmembership. Plus, earn 30,000 points when you make a purchase between 15 and 17 months of Cardmembership.

140,000 Aeroplan points are worth at least C$2,100 however with the last part of bonus being awarded after a full year you’ll have to pay the annual fee in the first and second year, so we take the $2,100 and subtract the $1,198 in fees for the baseline $902 in value.

Minimum Income: N/A

Click here to apply for the American Express Aeroplan Business Reserve Card

 


 

CIBC® Aeroplan® Visa* Business Plus Card

Up to 60,000 Aeroplan Points – Minimum value: $780

The lower fee version of CIBC’s Business Aeroplan cards provides up to 60,000 Aeroplan points and an annual fee rebate. All told the points are worth no less than $900 in our minds and in reality should be worth much more than that. However to earn all the points you must complete spend over the course of twelve months and have to pay the $120 annual fee in the second year giving an overall value of $780. Do note to receive the entire the spend requirement is $40,000 over the course of the first year

 


 

TD® Aeroplan® Visa* Business Card

Up to 60,000 Aeroplan Points – Minimum value: $751

TD continues to offer an increased welcome bonus for this card. Right now it provides up to 60,000 Aeroplan points and an annual fee rebate. All told the points are worth no less than $900 in our minds and in reality should be worth much more than that. However to earn all the points you must complete spend over the course of twelve months and have to pay the $149 annual fee in the second year giving an overall value of $751.


 

CIBC® Aeroplan® Visa* Business Card

Up to 60,000 Aeroplan Points – Minimum value: $720

The higher fee version of CIBC’s Business Aeroplan cards provides up to 60,000 Aeroplan points and an annual fee rebate. All told the points are worth no less than $900 in our minds and in reality should be worth much more than that. However to earn all the points you must complete spend over the course of twelve months and have to pay the $180 annual fee in the second year giving an overall value of $720. Do note to receive the entire the spend requirement is $40,000 over the course of the first year


Here are the next 5 cards offering the best value:

6. BMO AIR MILES®† World Elite®* Business Mastercard®*
8,000 AIR MILES  Min. value: $691

7. CIBC Aventura® Visa* Card for Business Plus
70,000  Aventura Points  Min. value: $580

8. TD  Business Travel Visa Card
up to 175,000 TD Rewards points  Min. value: $551

9. CIBC Aventura® Visa* Card for Business
70,000  Aventura Points  Min. value: $520

10. BMO Rewards® World Elite®* Business Mastercard®*
up to 100,000 BMO Rewards points  Min. value: $518

 


Here are our other Top Credit Card Welcome offers:


 

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Originally posted on May 6, 2024 @ 11:00 am

Patrick Sojka

Patrick is one of Canada's foremost leading experts on loyalty programs and credit cards. Having founded Rewards Canada in 2001 he brings nearly 24 years of experience to the forefront of helping Canadians make the most of their rewards. He has also provided consulting to credit card companies, airlines, hotels and is regularly featured in the media for his expertise on loyalty programs and credit cards.