New best ever welcome offer of up to 200,000 PC Optimum points on PC Financial Credit Cards


Another day another best ever welcome bonus offer. This time PC Financial has come out the highest ever bonus offers on their suite of Mastercards. To be the best of our knowledge we have never seen them offer up to 200,000 points before. This is also the first time we’ve ever seen a 200,000 point welcome bonus in Canada, numerically speaking that is, value wise however that 200,000 is only worth $200. Still for no fee cards that are very popular with Loblaw shoppers this is a great new bonus offer.

Unlike previous offers where you would receive the entire welcome bonus on your first purchase this time the offer is split between first purchase and a six month spend requirement. You’ll receive 50,000 points on your first purchase at a participating store and then you can earn 25,000 points each month for the first 6 months when you spend $500 or more in their stores, and/or at Esso or Mobil stations. Seeing that these cards are most popular for buying groceries at Loblaw’s, No Frills, Real Canadian Superstore and so on it should be pretty easy to hit that $500 monthly spend requirement.

This offer is valid for applications
until January 21, 2022 and is good for any one of the three cards in
their portfolio:

  • PC Financial Mastercard
  • PC Financial World Mastercard
  • PC Financial World Elite Mastercard

To receive the bonus you need to apply via this link and
then meet the requirements as set out above

Once earned those 200,000 points are worth $200 towards purchases made any participating PC Optimum
stores like Loblaw banner stores (Loblaw, Real Canadian Superstore etc.)
Shoppers Drug Mart and so on. 

The World Elite version of these
cards is a strong point earner for purchases made at locations where you
earn PC Optimum points but purchases made outside of that see an earn
rate that is pretty average at only 1%. The same goes for the lower two
versions of the cards – they aren’t the strongest in the earn
categories.  Both the World and World Elite cards avail of overall
Mastercard Canada benefits like Mastercard Airport Experiences, free
Boingo WiFi and an offer from Ritual. (Learn more about those benefits here)

This offer is available for new applications made by January 21, 2022

Learn more about and apply for a PC Financial card here.

 Image via PC Financial