BMO eclipse Visa Infinite Review


The BMO eclipse Visa Infinite Card
is part of a duo of cards released by BMO in late 2020 which represent
their first foray into issuing Visa branded cards. Up until this point
BMO has been strictly an issuer of Mastercard cards under their own
proprietary program BMO Rewards and co-brand Mastercards for the AIR
MILES reward program. The new eclipse Visa Infinite and Visa Infinite
Privilege cards expand on BMO’s portfolio of card offerings as they do
not replace any cards but complement their existing BMO Rewards

The BMO eclipse Visa Infinite Card
was released into a market that has seen card issuers trying to target
lifestyle on top of rewards or at least that’s how all the issuers are
marketing the cards as such. This card falls into that category, it is
being marketed as a lifestyle card with accelerated earn for select
‘lifestyle’ categories and an annual lifestyle statement credit. The
card has accelerated earn rates that are comparable to several of their
competitors and the annual $50 lifestyle credit is the first such
offering for cards in Canada at this card level, that is premium cards
like Visa Infinite and World Elite Mastercard. It’s base earn rate is
something else however and took us by surprise at being so weak for this
level of card. Read on to find out more about that! In terms of
benefits and insurance the card is mediocre but they do add in Mobile
Device Insurance.

Continue reading the entire review here.