New welcome offer of 100,000 PC Optimum points on PC Financial Credit Cards


Another 100K credit card offer to let you know about! Thanks to Rewards Canada reader Cheryl T. for alerting us to the return of the 100,000 point offer on the PC Financial Mastercards. The last offer just came to a close at the end of August and this one launched on September 5 – so they didn’t wait too long to bring it back.

 The offer is good for any one of the three cards in their portfolio:

  • PC Financial Mastercard
  • PC Financial World Mastercard
  • PC Financial World Elite Mastercard

To receive the bonus you need to apply via this link and then make a single purchase in store or online at a Shoppers Drug Mart, Wellwise, or participating Loblaw banner store within 6 months of being approved for the card.

 Those 100,000 points once you receive them are worth $100 towards purchases made any participating PC Optimum stores like Loblaw banner stores (Loblaw, Real Canadian Superstore etc.) Shoppers Drug Mart and so on. 

The World Elite version of these cards is a strong point earner for purchases made at locations where you earn PC Optimum points but purchases made outside of that see an earn rate that is pretty average at only 1%. The same goes for the lower two versions of the cards – they aren’t the strongest in the earn categories.  Both the World and World Elite cards avail of overall Mastercard Canada benefits like Mastercard Airport Experiences, free Boingo WiFi and an offer from Ritual. (Learn more here)

This offer is available for new applications made by October 2

Learn more about and apply for a PC Financial card here.

With the return of this offer this means there are two 100,000 point offers available to Canadians and you may wonder how do they compare? Well we already mentioned this is one is worth $100 and the other offer is for the HSBC World Elite Mastercard. That latter card’s 100,000 point welcome bonus is worth $500 towards any travel or $300 in cash back rewards or even $800 or more if you convert to points to one of the card’s airline partners. And considering the HSBC card is rebating the annual fee in the first year you can see there really isn’t a comparison between these two 100K offers. The HSBC card wins hands down – even if you go with the cash back option! The main thing to note however is that you have to spend $5,000 on the HSBC card in 6 months rather than just one purchase with the PC Financial card.