Scotiabank Gold American Express Card – Sign up bonus increased to 20,000 points (no FYF)

UPDATE #2: The offer is finally working!

UPDATE: This offer was slated to start today (July 1) but since it is Canada Day we are assuming that no one is in Scotia’s office to activate it! Chances are it will be live tomorrow.

A card with some very strong category earning (Gas, Grocery, Dining & Entertainment) sees the return of an increased sign up bonus. This time however it isn’t First Year Free like we saw during the last bonus increase this past winter or as high of bonus as we saw around this time in 2014. The new offer that is current sees a sign up bonus of 20,000 points worth $200 in travel which is still a great deal as the annual fee is only $99 so you come out $101 ahead in the first year.  This offer is valid until October 31st.

This card ranked third in the Travel Points Card with annual fee category in our 2015 Top Travel Rewards Credit card rankings. Here are some details on the card:

Scotiabank Gold American Express Card

4 points for every dollar spent on the card at gas stations, grocery
stores and on dining and entertainment, 1 point for all other purchases
with the card

No blackouts, no points expiry, no seat restrictions and no booking fees

Travel service with access to global concierge specialists

Ability to redeem points at or after booking for travel including
airfare, hotel, car rental, cruise and vacation packages. Points can
also be redeemed for merchandise and credits to Scotiabank investment
and credit products

Highly competitive insurance benefits, such as Travel Emergency Medical
(including travelers age 65+) and Rental Car Collision insurance

$99 annual fee (among the most competitive fee for a premium travel
reward card currently on the market). Additional card annual fee is $29
and the interest rates are 19.99% on purchases and 21.99% on cash
advances, balance transfers and Scotia Credit Card cheques.

For more details or to apply for the card please see here.

You can also read our in depth review of the card here