Here are the Best Travel Credit Card Sign Up offers for the month of January 2024. This is not an overall ‘best’ credit card list like our recently released Top Travel Rewards Credit Card rankings for 2024 but instead a look at cards that have the most valuable welcome bonus sign up offers. It must be said however many of the cards in this list do rank as some of the best cards in Canada.
As always when choosing a card you should always take other factors into account other than the just sign up bonus, but when some of these cards are first year free, they can and do pay off even when you grab them strictly for the sign up rewards.
The Best Travel Credit Card Welcome Bonus Offers for January
Here are the best credit card sign up offers for this month (in order of welcome bonus value, calculated as our minimum mile/points value for the program minus the annual fee(s))
CIBC Aeroplan Visa Infinite Card
Up to 50,000 Aeroplan points + no annual fee in the first year. Min. value: $611
You earn 10,000 Aeroplan points when you make your first purchase with your new card, 15,000 more points when you spend $5,000 in the first 180 days and an additional 25,000 points if you spend $15,000 in the first 12 months. Those 50,000 Aeroplan Points are worth $750 at a minimum however with 25,000 points awarded at anniversary we also have to subtract the second year annual fee so the offer provides a minimum value of $611 (unless you have a CIBC banking product that covers the fee).
Minimum Income: $60,000 annual personal income or $100,000 annual household income
Apply for the CIBC Aeroplan Visa Infinite Card here
RBC British Airways Visa Infinite Card
Up to 60,000 Avios. Min. value: $585 (Year 1) or $570 (into year 2)
The offer on the RBC British Airways Visa Infinite Card continues to provide up to 60,000 bonus Avios. You’ll Receive 15,000 Avios as welcome bonus upon approval then 35,000 bonus Avios when you spend $6,000 CAD in the first 3 months. Finally you can earn another 10,000 bonus Avios after your first year. 60,000 Avios are worth at least $900 and subtract out two years of annual fees to get $570. The value in year one with the anniversary bonus is actually higher at $585!
Minimum Income: $60,000 annual personal income or $100,000 annual household income
Apply for the RBC British Airways Visa Infinite Card here
TD First Class Travel® Visa Infinite* Card
Up to 135,000 TD Rewards points and first year free. Min. value: $540
Earn up to $1,000 in value†, including up to 135,000 TD Rewards Points† and no Annual Fee for the first year†
Conditions Apply. Account must be approved by March 4, 2024, You earn 20,000 TD Rewards points when you make your first purchase with your new card and 115,000 more points when you spend $5,000 in the first 180 days. Those 135,000 TD Rewards Points are worth $540 when using them for a travel booking you make yourself or $675 when redeemed for travel via Expedia For TD.
Minimum Income: $60,000 annual personal income or $100,000 annual household income
Apply for the TD First Class Travel Visa Infinite Card here
WestJet RBC World Elite Mastercard
Up to 700 WestJet dollars. Min. value: $462
The WestJet RBC World Elite Mastercard is currently available with its biggest ever bonus of up to 700 WestJet dollars. The bonus is awarded as 300 dollars on your first purchase, 300 dollars when you spend $5,000 on the card within the first three months and a one time anniversary bonus of 100 dollars. As you’ll have to carry the card into the second year the value of this offer is $462 (700 dollars less two annual fees). This offer is available until March 14, 2024
Minimum Income: $80,000 annual personal income or $150,000 annual household income
Apply for the WestJet RBC World Elite Mastercard
TD Aeroplan Visa Infinite Card
Up to 40,000 Aeroplan points + no annual fee in the first year. Min. value: $461
Earn up to 40,000 Aeroplan points†. Conditions Apply. Must be approved by March 4, 2024. You earn 10,000 Aeroplan points when you make your first purchase with your new card, 20,000 more points when you spend $5,000 in the first 180 days and an additional 10,000 points if you spend $7,500 in the first 12 months. Those 40,000 Aeroplan Points are worth $600 at a minimum however with 10,000 points awarded at anniversary we also have to subtract the second year annual fee so the offer provides a minimum value of $461 (unless you have a TD banking product that covers the fee).
Minimum Income: $60,000 annual personal income or $100,000 annual household income
Apply for the TD Aeroplan Visa Infinite Card here
This offer is not available for residents of Quebec. For Quebec residents, please click here.
Here are the next 5 cards offering the best value:
6. CIBC Aventura Visa Infinite Card / CIBC Aventura® Gold Visa* Card
Up to 40,000 Aventura Points + first year free Min. value: $400
7. BMO eclipse Visa Infinite* Card
Up to 60,000 BMO Rewards Points. Min. value: $383.50
8. Marriott Bonvoy™ American Express®* Card
Up to 50,000 Bonvoy Points Min. value: $380
9. American Express® Gold Rewards Card®
Up to 60,000 Membership Rewards Points. Min. value: $350.00
10. BMO AscendTM World Elite®* Mastercard®*
Up to 60,000 BMO Rewards Points. Min. value: $333.50
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