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Special Offer

Earn up to $1,000 in value18, including up to 85,000 TD Rewards Points, no annual fee for the first year1 and additional travel benefits. Conditions Apply. Offer effective as of June 4, 2025.

  • Earn a welcome Bonus of 20,000 TD Rewards Points when you make your first Purchase with your Card1.
  • Earn 65,000 TD Rewards Points when you spend $5,000 within 180 days of Account opening1.
  • Earn a Birthday Bonus of up to 10,000 TD Rewards Points22.
  • Get an annual TD Travel Credit23 of $100 when you book at Expedia® For TD.
  • Get an annual fee rebate for the first year1.
  • Enjoy your time at the airport with global airport lounge access and 4 complimentary lounge visits with Visa Airport Companion Program (a value of up to $285)18.

To receive the first-year annual fee rebate for the Primary Cardholder, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening. To receive the Additional Cardholder(s) first-year annual fee rebate, you must add your Additional Cardholder(s) while the offer is in effect.

At a glance

Earn TD Reward Points on all the things you normally do, whether you use your Card for groceries, dining, paying bills, public transit, streaming services or booking travel. The rewards will add up quickly so you can enhance your travel experience or enjoy a wide variety of rewards.

Your Card also allows you to enjoy:

  • An annual TD Travel Credit23 of $100 when you book at Expedia® For TD6.
  • Take a break at the airport and relax in one of the 1,200+ global lounges before you take off – enjoy your 4 complimentary visits by enrolling now for the Visa Airport Companion Program30.
  • TD Rewards Birthday bonus22 to celebrate your special day.
  • An extensive suite of travel insurance coverages which helps you travel prepared.
  • No travel blackouts5, no seat restrictions5 and no expiry25 for your TD Rewards Points as long as your account is open and in good standing.

Award winning TD Credit Card

  • Chosen as Best Travel Rewards Card by Milesopedia in 2025 #1

  • Chosen as Best Credit Card for Travel Insurance by Prince of Travel in 2023 #2


Every Purchase Counts

  • Earn 8 TD Rewards Points

    for every $1 you spend when you book travel through Expedia® For TD6,19,29

     

  • Earn 6 TD Rewards Points

    for every $1 you spend on Groceries, Dining, and Public Transit20,29

  • Earn 4 TD Rewards Points

    for every $1 you spend on Recurring Bill Payments and Streaming, Digital Gaming & Media28,29

  • Earn 2 TD Rewards Points

    for every $1 you spend on other Purchases made using your Card21,29 plus earn an annual Birthday Bonus22 of up to 10,000 TD Rewards Points


How many TD Rewards Points could I get in the first year?

Move the sliders or use the fields to input the approximate amount of credit Card purchases you currently make each month.

Recurring Bill Payments, Streaming, Digital Gaming & Media, Groceries, Dining and Public Transit (Yearly spend cap of $25,000 each)


All other purchases (No spend cap)

 

You could earn

349,000

TD Rewards Points in your first year (includes bonus points of 20,000 TD Rewards Points when you make your first Purchase with your Card1 and assumes that you have earned the 65,000 TD Rewards Points when you spend $5,000 within 180 days of Account opening1)†.


A travel value†† of up to
$1,745.00

† This calculator is for illustration purposes only and rewards (points or Cash Back Dollars) displayed are only estimates. The actual rewards earned may differ from customer to customer. All reward programs, offers and benefits are subject to terms and conditions and may be modified, canceled, or withdrawn at any time.

†† Total TD Rewards Points and corresponding dollar value equivalent assumes no redemption of TD Rewards Points towards any travel purchases made during the year. Maximum dollar value of TD Rewards Points shown, only applies to TD Rewards Points redeemed for travel purchases charged to your Card and booked through Expedia For TD.

You could redeem††† your TD Rewards Points towards:

A weeklong luxury car rental

††† TD Rewards Points must be redeemed in minimum 200-point increments for travel purchases charged to your Card that are booked online or by phone through Expedia For TD. For travel purchases charged to your Card that are not booked through Expedia For TD, TD Rewards Points must be redeemed in minimum increments of 200 or 250 points.


Credit Card Reward Perks

Redeem your TD Rewards Points how you want, for what you want 

Every Purchase you make with your TD Rewards Credit Card earns you TD Rewards Points. With the flexibility to choose how to redeem your TD Rewards Points for the rewards you want, you can use your points on everyday perks, eGift cards, cash credits or travel. Learn more.


More Card Benefits and Features







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