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Tag: Loyalty Lessons

Loyalty Lesson Cash Back

Loyalty Lesson: How a card with 4.16% cash back can be better than one offering 5%

June 19, 2024June 19, 2024 Patrick Sojka Leave a comment

Quite early in their school careers, kids learn greater than and less than in math class and in the simplest form something like 5 will always be greater than 4. But outside of the simplest form when you take into account additional factors it is possible for 4 to be worth more than 5. And […]

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Which credit card earns the most Aeroplan points?

Podcast Episode 112: Which credit cards earn the most Aeroplan points?

May 30, 2024August 5, 2024 Patrick Sojka Leave a comment

In this episode of the Rewards Canada podcast we look at which credit cards earn the most Aeroplan points on your everyday spending. The results may surprise you! Listen to the podcast here: Watch the podcast here: Topics of discussion Which credit card earns the most Aeroplan Points?   Subscribe and listen on your favourite […]

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Cancelling your PC Optimum credit card as part of the Loblaws boycott? Here are the best replacement options

May 29, 2024May 31, 2024 Patrick Sojka Leave a comment

Many Canadians have chosen to boycott Loblaw family of stores this month and with that some have gone further by cancelling their PC Optimum credit cards and even closing their PC Optimum accounts. If you are one of those who have or are planning on cancelling your PC Optimum credit card, there are lots of […]

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Five Amazing Cobalt Card Redemptions

Five amazing flight rewards you can redeem for with really low spend on the American Express Cobalt Card

May 26, 2024May 21, 2025 Patrick Sojka Leave a comment

I find when I read discussions about travel rewards credit cards on forums, blogs and in the media there is talk about how you can get this or that flight for only this many points and so on. But, more often than not those articles or discussions don’t take into account what it actually takes […]

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Credit Card Reward Charts Europe

Loyalty Lesson: Why credit card reward charts rarely provide good value for economy class flights to Europe

April 15, 2024April 15, 2024 Patrick Sojka Leave a comment

“Why do I end up having to pay $800, $900 or more on top of my tens of thousands of points for a reward flight to Europe?”    That’s a question we receive at least a couple of times per month from visitors to the site in which credit card holders ask why they still have […]

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RWRDS Daily Update – January 30, 2024

January 30, 2024January 30, 2024 Patrick Sojka Leave a comment

The best credit cards for everyday non-bonused category spending and KLM Real Deal Days, Fly Canada to Europe in business class for under $3000. Check out today’s points & miles updates here:

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Credit Card Spending Caps

RWRDS Daily Update – January 16, 2024

January 16, 2024January 16, 2024 Patrick Sojka Leave a comment

An update to our Loyalty Lesson that explains Credit Card Spending Caps and Air Canada nixes their Vancouver to Boston route. Check out today’s points & miles updates here:

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