American Express Gold Card

Scotiabank Gold American Express® Card

Earn up to 6X the Scene+TM points on eligible grocery purchases.14

special offer

Earn up to $1,050* in welcome offers, first year rewards and savings value, including no annual fee in your first year, and up to 50,000 bonus Scene+ points.See offer details.

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Is this credit card right for you?

Fees, rates & other information2

Annual fee
$120

No annual fee if you open an eligible bank account Link to offer details.

Minimum credit limit
$5,000

Purchase interest rate
20.99%

Cash advance rate
22.99%

Supplementary cards
$29/year 

Your card comes with great benefits


Ways to earn Scene+™ points

6X ON SOBEYS, SAFEWAY, FRESHCO, FOODLAND, AND  MORE

Earn 6 Scene+ points on every $1 CAD spent in Canada at Sobeys, Safeway, FreshCo, Foodland, and more.14

5X ON EAT IN AND EAT OUT

Earn 5 Scene+ points on every $1 CAD you spend in Canada on eligible dining, food delivery and subscriptions, and at eligible grocery stores.14

  5X ON WATCH AND CHEER

Earn 5 Scene+ points for every $1 CAD spend in Canada on eligible movies, theatre, ticket agencies, and other eligible purchases.14

  3X ON RIDE AND DRIVE

Earn 3 Scene+ points for every $1 CAD spent in Canada on eligible gas and daily transportation options, including rideshare, buses, subways, and more.14

3X ON LISTEN AND STREAM

Earn 3 Scene+ points on every $1 CAD spent in Canada on eligible streaming services.14

  1X ON EVERY PURCHASE

Plus, earn 1 Scene+ point for every $1 on all other eligible everyday purchases.14

How to redeem Scene+ points

Redeem your points your way. Whether it's for travel, the latest tech, or entertainment, you enjoy the freedom to choose what suits you best. 

Your award-winning credit card

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Best foreign exchange credit card 2025
Best credit card for subscriptions

Is this Credit Card right for you?

Right for you if you:

  • Want to obtain a convenient and secure payment method for everyday purchases
  • Interested in building your credit history by making at least your minimum payments on time each month
  • Want an interest free grace period on purchases
  • Value the rewards and benefits that can be earned with this Card and willing to pay an annual fee

May not be right for you if you:

  • Will be carrying an outstanding balance for a long period of time or using it for debt consolidation
  • Prefer cash back rewards
  • Rarely travel or make foreign currency purchase

Scotiabank Gold American Express® Card

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