Financial Information
Card Type
Credit Card
Annual Fee
$120*
Annual Interest Rate
21.99% on purchases and 21.99% on funds advances*
Additional Cards
No annual fee2
Earn. Dream. Go.
Whether you're close to home or away, earn points wherever you go and redeem whenever you're ready. Points do not expire.4
How You Earn
- 5X Points Per $1 on Marriott Purchases
5X
Points
Per $1 on Marriott Purchases
On eligible purchases at participating Marriott Bonvoy hotels5
- 2X Points per $1 on everything else
2X
Points
per $1 on everything else
From dining to groceries, online shopping, and more5
Featured Benefits
Receive one free night each year
Enjoy an Annual Free Night Award after your Card anniversary each year.3
Enjoy complimentary Marriott Bonvoy Silver Elite status
Upgrade to Gold Elite status when you combine 10 qualifying paid nights within one calendar year with the 15 Elite Night Credits from your card.6
Receive 15 Elite Night Credits
Enjoy 15 Elite Night Credits each calendar year to use towards attaining the next level of Elite status with your Marriott Bonvoy® American Express®* Card.7
All Benefits
- With the Marriott Bonvoy® American Express®* Card:
- Earn 5 points for every $1 in eligible Card purchases at hotels participating in Marriott Bonvoy®, plus the points you already earn as a Marriott Bonvoy® Member5,29
- Earn 2 points for every $1 in all other Card purchases5
- Enjoy automatic Marriott Bonvoy Silver Elite status, then get upgraded to Gold Elite status after you charge $30,000 in net purchases to your Card each year, or when you combine 10 qualifying paid nights within one calendar year with the 15 Elite Night Credits from your card.6
As a Marriott Bonvoy Member:- Redeem points for free nights with no blackout dates at over 30 hotel brands and 7,000+ of the world’s most desired hotels10
- Transfer points to frequent flyer miles with a wide selection of airlines11
- Receive 5,000 bonus miles from the Marriott Bonvoy® program when you transfer 60,000 points to a frequent flyer program12
- With the world's largest collection of luxury hotels, inspired destinations, Michelin-starred dining, rejuvenating spa treatments and so much more, Marriott Bonvoy gives you access to it all
- Experience luxury, refinements and inspired destinations in 130+ countries around the globe, or indulge in "money can’t buy" moments. Whatever you’re in the mood for, there’s a distinctive reward for you with Marriott Bonvoy13
- Experience distinctive brands, including The Ritz-Carlton®, St. Regis®, The Luxury Collection®, W Hotels®, JW Marriott®, Le Méridien®, Westin®, Sheraton®, Design Hotels®, Tribute Portfolio®, Aloft®, Element®, and more
Flight Delay Insurance14†
Coverage for when your flight is delayed or you are denied boarding for up to 4 hours or more and no alternate transportation is made available. When you charge your airline tickets to your Card, you could receive up to $500 (combined maximum with Baggage Delay Insurance) for necessary and reasonable accommodations, restaurant expenses, and essential items purchased within the period of the flight delay or denied boarding.Baggage Delay Insurance14†
Coverage for when your checked baggage is delayed for 6 hours or more. When you charge your airline tickets to your Card, you could receive up to $500 (combined maximum with Flight Delay Insurance) for reasonable and necessary emergency purchases for essential clothing and other items within four days of arrival at your destination.Hotel Burglary Insurance14†
When you charge your accommodations to your Card, you could be covered for up to $500 against the loss of most personal items (excluding cash) if your accommodation is broken into.Lost or Stolen Baggage Insurance14†
When your checked or carry-on baggage and personal effects are in transit, this coverage could protect you for loss or damage up to $500 per trip for all insured person(s) combined if you charge your airline tickets to your Card.$500,000 Travel Accident Insurance15†
You can be covered up to $500,000 of Accidental Death and Dismemberment Insurance when you fully charge your plane, train, ship, or bus tickets to your Card.Car Rental Theft and Damage Insurance16†
You could be covered in the event of the theft, loss, and/or damage of your rental car with a Manufacturer’s Suggested Retail Price of up to $85,000 for rentals of 48 days or less. To use this protection, be sure to charge the full cost of your rental to your Card and decline the Collision Damage Waiver, Loss Damage Waiver, or similar option offered by the rental agency.Travel Emergency Assistance17
Eligible Cardmembers can access out-of-town worldwide emergency medical assistance services and legal referrals by phone, 24/7/365.
†: All insurance coverage is subject to the terms and conditions of the respective master policies. Certain limitations, exclusions and restrictions apply. Please read your Certificates of Insurance carefully. If you are a Quebec resident, please read your Insurance Summary and Fact Sheet.Front Of The Line® Amex Presale and Reserved TicketsTM
Get access to Front Of The Line® Amex Presale Tickets™18 and Amex Reserved Tickets™18 to some of the most in-demand concerts, theatre productions, and special events often before the general public.Onsite benefits with Amex ExperiencesTM
Enjoy Cardmember benefits with Amex ExperiencesTM18, like breezing through the front gate using the American Express Cardmember Entrance19 and sitting back and relaxing in the American Express Lounge.20Buyer’s Assurance® Protection Plan21†
This coverage could extend the manufacturer’s warranty up to one additional year when you charge the entire purchase price of an eligible new item to your Card.Purchase Protection® Plan14†
When you charge eligible items to your Card, you could be insured for 90 days from the date of purchase in the event of accidental physical damage or theft for up to $1,000 per occurrence (even if the occurrence involves more than one insured item).
†: All insurance coverage is subject to the terms and conditions of the respective master policies. Certain limitations, exclusions and restrictions apply. Please read your Certificates of Insurance carefully. If you are a Quebec resident, please read your Insurance Summary and Fact Sheet.24/7 Customer service
Your life doesn’t keep regular office hours, so neither do we. If you want to reach us, there is always someone local to speak with you about whatever you need, big or small. Wherever you are in the world, we're here for you 24/7.Fraud Protection Guarantee22
Use your Marriott Bonvoy® American Express®* Card online or off, and you won't be held responsible for any fraudulent charges, as long as you've taken reasonable care to protect your account details, PIN and any device on which you have added your account information.Emergency Card Replacement
If your Card or Additional Card gets lost or stolen, no worries. Simply call the number on the back of your Card and we’ll arrange to get you a replacement Card. If you are travelling, we’ll work with your itinerary to get a Card to you as soon as possible. Call 1-800-869-3016. Outside of Canada (please call collect) 905-474-0870. For Corporate Cardmembers, please call 1-800-716-6661, or for outside of Canada (please call collect) 905-474-9329.American Express SafeKey®
Shop even more confidently, with an extra layer of protection while shopping online at participating merchants.Manage your account online
With Online Services from American Express, you can stay on top of your account. Check statements, get Online-Only statements as soon as they are ready, set account alerts and more.The American Express® App
The American Express® App23 is the easier way to manage your Account from your mobile.- Register your eligible Card for offers to your Card with one click so you get rewarded at the places you like to shop, dine, travel, and more24
- Get quick access to your Account with Touch ID25, Face ID26 or Fingerprint Login for Android
- Manage your Account, including multiple Card Accounts, and pay your bill27
- Receive notifications for payment reminders, balance updates or statement ready
- Even activate your Card and create your Online Services Account
- Make everyday purchases more rewarding with offers that are tailored to you for dining, shopping, travel, and more through the Amex App or Online Services. New offers are always being added, so be sure to check regularly.28
- Your American Express Card has borrowing features that provide payment flexibility. You can also take advantage of certain borrowing offers or options if you are eligible. To learn more about whether these options could be appropriate for you click here.
Plan It®* - The American Express®* Installment Program
Find control and flexibility with Plan It. Split large purchases into monthly installments. Terms and conditions apply
- No additional credit checks or applications
- No additional interest and a fixed monthly fee
- Earn rewards as usual
- Learn more at amex.ca/installments
Unsure about which Card is appropriate for you? Use our Help Me Choose tool to find a Card for your wallet
Important Information
*Subject to approval. The preferred rate for purchases is 21.99% and funds advances is 21.99%. If you have Missed Payments, the applicable rates for your account will be 25.99% and/or 29.99%. See the information box included with the application for the definition of Missed Payment and which rates apply to charges on your account and other details.