Ultimate No Fee Cash Back Portfolio

RWRDS Daily Update Sep 26: The Ultimate No Fee Cash Back Credit Card Portfolio

Here’s your RWRDS Canada update! Your near daily dose of loyalty program, credit card and travel news, bonuses, deals and more.

The Ultimate No Fee Cash Back Credit Card Portfolio

An update has been made to our Ultimate No Fee Cash Back Credit Card portfolio. This is the perfect trio of cards for someone looking to earn as much cash back possible on their credit card spending without spending a dime on annual fees.

The primary change to the portfolio sees the Visa card option moving from the no fee Scotia Momentum Visa card to the Simplii Financial Cash Back Visa card. The American Express and Mastercard options continue to be the SimplyCash Card from American Express and Rogers Red World Elite Mastercard.

Click here to check out the portfolio

 


Earn 2x points at Hyatt Hotels in Europe, the Middle East, Africa & Asia

 

So far we don’t have a global systemwide promotion from World of Hyatt but they did release a 2x points offer for stays at over 320 locations in in Europe, Africa, the Middle East, and Asia Pacific. Double points is great for the more expensive stays as you can really rack up the points but with this offer the bonus doesn’t kick in until your second stay.  That makes the bonus so-so as you aren’t earning anything extra on your first stay.

To maximize the bonus you may need to mattress hop! That is, if you may only have one stay planned during the promotional period and it’s a multiple night stay you’ll want to do the first night in one Hyatt (The less expensive one if possible) and then move over to another Hyatt (the more expensive one) for the remainder of the trip. Granted this only works in locations where there may be multiple Hyatt properties to do so!

Offer details:

Earn 2x World of Hyatt points starting with your second qualifying stay at 320+ participating hotels in Europe, Africa, the Middle East, and Asia Pacific. Register and book by Nov 4 for stays Oct 7 – Dec 20, 2024. Click here to register for this offer (Registration is required)

Image via World of Hyatt

 


Load all your weekly shopping offers!

It’s Thursday! So you know what that means! Time to load all your personalized offers.

Scene+

There is no overall spend bonus this week for Scene+ – most likely due to the first Tuesday of the month offer coming up on October 1 where you can choose to save 15% or earn 200 bonus points for every $20 spent (min. $50 purchase). The personalized offers continue to provide more relevant products for me so I’m happy about that! How do your personalized offers look?

And don’t forget to use your Scene+ earning credit card for your purchases to earn even more points, namely the Scotiabank Gold American Express Card which earns 6 points per dollar (a 6% return) at Sobeys, Safeway, IGA and other Empire grocery stores.

More Rewards

More Rewards Points Party

The More Rewards “Points Party” promotion continues until October 9. Members can earn up to 40x points on each of their grocery shops with this promotion:

  • Spend $60-$149 and get 10x points,
  • spend $150-$299 and get 20x points, or
  • spend $300+ and get 40x points!

Points Multiplier Offer may be redeemed multiple times during the Points Multiplier Period providing a Qualifying Spend is made.

PC Optimum

Nothing amazing to speak of on the grocery side of things but they have some big bonuses at Shoppers Drug Mart and some good Gift Card bonuses (don’t go hog wild on the gift cards – buying too many seems to be one of triggers for breaking the terms and conditions of the program in regards to what the program considers regular spending for a household)

  • 20,000 bonus points when you spend $60 ore more as Shoppers Drug Mart (offer starts Sep 27)
  • 15,000 bonus points for every $100 spent on Ultimate Dining Cards (offer is live)
  • 7,500 bonus points for every $50 spent on Edo Japan gift cards (offer starts Sep 28)
  • 80,000 bonus points when you buy a Playstation 5, XBox X or Apple AirPods Pro Gen. 2 at Shoppers Drug Mart – this can be combined with the 20,000 points offer baove (offer starts Sep 27)
  • 30,000 bonus points when you buy Apple AirTags. 2 at Shoppers Drug Mart – this can be combined with the 20,000 points offer baove (offer starts Sep 27)

There is also an offer for Real Canadian Liquorstore to earn 8,000 bonus points for every $40 spent until October 15.

AIR MILES Receipts

New offers were also loaded today and we have another week with fewer offers available but there are still some good everyday items that miles can be earned on like hummus (I earned the bonus this morning already!) kiwis, raspberries and more. Learn more about AIR MILES Receipts here.

Today’s programs to load:

Scene+ Grocery
Scene+ Liquor
PC Optimum
More Rewards (Save On Foods etc.)
Calgary Co-op offers
Rexall Be Well

Tomorrow:

Triangle Rewards

Images via Sobeys, More Rewards

 


Subscribe & join to learn more:

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Be sure to subscribe to the Rewards Canada News email newsletter so that you don’t miss out on any loyalty program news and offers! You can subscribe to the newsletter here

 


Posts since our last update:

 


Canadian Bonus Offers

Air Canada Aeroplan
– Earn up to 7,000 bonus Aeroplan points when flying on an eligible fare from Canada to Europe. Register and book by Oct 2, 24 for travel Oct 15, 24 – May 31, 25. More…

 


Other Bonus Offers

Avianca LifeMiles
– Receive up to a 200% bonus when you buy LifeMiles. Bonus varies by member Offer valid until Sep 30, 24. More…

Hyatt World of Hyatt
Europe Asia Africa Earn 2x World of Hyatt points starting with your second qualifying stay at 320+ participating hotels in Europe, Africa, the Middle East, and Asia Pacific. Register and book by Nov 4 for stays Oct 7 – Dec 20, 2024. More…

 


Deals:

Save up to 40% on Porter Airlines flights when you use promo code 9KLMJIM. Book by Sep 26. Click here to book this offer.

Save 10% on stays at the Novotel Montreal Airport, Novotel Toronto Centre, Novotel Toronto North York, or the Novotel Toronto Vaughan Centre. Book by Oct 8 for stays until Dec 30, 24. Click here to book this offer.

Sign up for an EQ Bank Notice Savings Account and choose between 10 and 30-day notice periods to withdraw money to earn 4.50%* and 5.00%*, respectively.