Just when we thought the welcome bonus on the TD First Class Travel® Visa Infinite* Card couldn’t go any higher they come with this best ever 165,000 points bonus! Eclipsing the best bonus seen on this card by 20,000 points, the newest offer on TD’s flagship travel rewards card is one the best overall offers for fall of 2025. This is one of the few cards in our market that has seen recent improvements with new features like airport lounge access and additional accelerated earn rates having been added to the card earlier in 2025.
The up to 165,000 points + first year free offer
The Bonus offer breakdown
- Earn up to $1,400 in value†, including up to 165,000 TD Rewards Points, no Annual Fee for the first year† and additional travel benefits. Conditions Apply. Offer effective as of September 4, 2025.
- Earn a welcome Bonus of 20,000 TD Rewards Points when you make your first Purchase with your Card†.
- Earn 145,000 TD Rewards Points when you spend $7,500 within 180 days of Account opening†.
- Earn a Birthday Bonus of up to 10,000 TD Rewards points†.
- To receive the first-year annual fee rebate for the Primary Cardholder, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening. To receive the Additional Cardholder(s) first-year annual fee rebate, you must add your Additional Cardholder(s) while the offer is in effect
I put the key elements of the bonus in bold text. Those two points along with the first year free are the primary part of the new welcome bonus and they are easy to achieve. 20,000 points right away on your first purchase and then an additional 145,000 if you spend $7,500 over the course of six months. That’s $1250 in monthly spending which should be easy enough for those whose income ($60,000 personal / $100,000 household) makes them eligible to get this card.
Value from the Welcome Bonus Points
Here are just a few examples of what those 165,000 points can get you in terms of rewards:
- $825 worth of travel when you redeem via ExpediaForTD
- $660 worth of travel when you redeem for any travel that you book yourself and charge on the card
- $412.50 in gift cards or statement credits.
Annual Fee Waiver
With this current welcome bonus you do get a first year annual fee waiver and after that the card’s annual fee is $139.
If you are a TD All-Inclusive account holder, you’ll continue to receive a full rebate of the Annual Fee for the Primary Cardholder and the First Additional Cardholder as well.
Card Highlights:
- Earn 8 TD Rewards Points† for every $1 you spend when you book travel through Expedia® For TD†
- Earn 6 TD Rewards Points† for every $1 you spend on Groceries, Restaurants and Drinking Establishments†.
- Earn 6 TD Rewards Points for every $1 in Public Transit Purchases†.
- Earn 4 TD Rewards Points† for every $1 you spend on Streaming, Digital Gaming & Media Purchases and on regularly recurring bill payments set up on your Account†
- Earn 2 TD Rewards Points For every $1 you spend on other Purchases made using your Card† plus earn an annual Birthday Bonus† of up to 10,000 TD Rewards Points
- Your TD Points don’t expire as long as you are a TD First Class Travel Visa Infinite* Cardholder
- An annual TD Travel Credit† of $100 when you book at Expedia® For TD.
- TD Rewards Birthday bonus† that helps you celebrate in style.
- An extensive suite of travel insurance coverages which helps you travel prepared
- No travel blackouts†, no seat restrictions† and no expiry† for your TD Rewards Points as long as your account is open and in good standing.
- Redeem your TD Rewards Points towards making purchases at Amazon.ca with Amazon Shop with Points. Conditions apply. See more details.
Features and Benefits
The card was updated earlier in 2025 and now comes with some additional features and benefits that make it not only a good travel rewards credit card, but an ideal card to have while travelling:
Airport Lounge Access
The TD FIrst Class Travel Visa Infinite Card provides free membership in Visa Airport Companion (powered by DragonPass). The membership provides discounted access to over 1,200 lounges worldwide.
The card also provides four (4) complimentary visits per calendar year to any of the lounges in the program. With lounge access running US$32 per visit with the program that’s an additional US$128 in value.
Once all four passes are used up the cardholder can still access lounges thanks to the membership and pay that discounted rate of US$32 versus the roughly C$50-$60 being charged for pre-booked or walk up entries to the lounges.
Annual $100 Travel Credit
Each year you will receive a $100 travel credit that can be used on an eligible purchase made with Expedia For TD
An Eligible Travel Credit Purchase means:
• A Hotel, Motel, Lodging, or Vacation Rental Purchase of $500.00 CAD or more made with Expedia For TD; or
• A Vacation Package Purchase of $500.00 CAD or more made with Expedia For TD, that includes a Hotel, Motel, Lodging or Vacation Rental booking packaged with a transportation booking.
Visa Infinite benefits
- GigSky Data Roaming 1GB, complimentary Gigsky plan per calendar year AND a 20% discount on all subsequent purchases. Click here to learn more
- Visa Infinite Luxury Hotel Collection provides benefits like room upgrades, complimentary Wi-Fi and breakfast, late checkout, and so much more at over 900 Visa Infinite Luxury Hotel Collection properties around the world.
- Visa Infinite Dining Series – Each event includes multi-course meals, drink pairings and an interactive experience. You’ll get to taste dishes from some of the country’s top chefs and restaurants as they guide you through each course.
- Wine country benefit from wineries across Ontario and British Columbia including complimentary tastings and tours. You can also get access to online offers like complimentary shipping and savings on wine purchases.
- Get golf perks with Troon Rewards® through your Visa Infinite card and automatically receive Silver Status. You’ll save 10% on golf fees, merchandise, and lessons at over 150 courses around the world.
- Access to private movie events and at-home offers as part of the Visa Infinite Screening Series. In the fall, get special perks at the Toronto International Film Festival®.
- Visa Infinite card includes a Complimentary Concierge service that can offer help with anything like the perfect travel itinerary, restaurant recommendations, finding the perfect birthday gift, and more
Partner Benefits
Starbucks Rewards
Earn 50% more TD Rewards Points and 50% more Stars at participating Starbucks stores when you link your TD First Class Travel Visa Card to your Starbucks Rewards account.
Wrapping it up
The best ever bonus of up to 165,000 TD Rewards points is now available on the TD’s flagship proprietary travel rewards credit card, the TD First Class Travel Visa Infinite Card. This is an excellent bonus that is made even better by having the first year annual fee waived. Not only is the welcome bonus really good, but the card iteslf also provides airport lounge access, an annual travel credit and very good earn rates on everyday spending.
Click here to learn more about and/or to apply for the card
† Terms and Conditions apply.
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