The TD First Class Travel® Visa Infinite* Card, a long standing offering in the Canadian travel rewards credit card market is getting an upgrade! This card which has one of the best current welcome bonus offers will be receiving airport lounge access with free annual passes as well additional accelerated earn rates in several purchase categories and they are not taking anything away or charging more to provide these. All of these changes will take place on April 30, 2025.
Airport Lounge Access Membership + Free Annual Access Passes
Finally, finally, finally – the TD First Class Travel Visa Infinite Card has a benefit that helps it live up to its name! We’ve always said it’s called “First Class” and yet did not really provide any benefits that made it a “First Class Travel” card. Now, the card will offer complimentary Visa Airport Companion membership plus 4 free annual lounge visits passes.
The Visa Airport Companion program is operated by DragonPass and this benefit covers the primary cardholder’s annual membership in the program (typically worth US$99) and then it also provides the primary cardholder with four annual lounge access passes. With lounge access running US$32 per visit with the program that’s an additional US$128 in value.
Once all four passes are used up the cardholder can still access lounges thanks to the membership and pay that discounted rate of US$32 versus the roughly C$50-$60 being charged for pre-booked or walk up entries to the lounges.
New Accelerated Earn Rates on Public Transit, Streaming, Gaming & Digital Purchases and Drinking Establishments
TD has added further accelerated earn rates on the card for the following types of purchases:
Public Transit Purchases – Earn 6 TD Rewards Points for every $1 in Public Transit Purchases. (Annual cap: $25,000)
Streaming, Digital Gaming & Media Purchases – These are being added into the Pre-Authorized Purchases accelerated earn rates the card has. Streaming, Digital Gaming & Media Purchases Earn 4 TD Rewards Points for every $1 (Annual cap: $25,000 for PAP and Streaming, Digital Gaming & Media combined)
Drinking Establishments – These are being added into the Grocery and Restaurant purchases accelerated earn rates the card offers. Drinking Establishments (such as bars, nightclubs, and cocktail lounges) will earn 6 TD Rewards Points for every $1 (Annual cap remains at $25,000 for this category)
All other earn rates remain the same:
In addition to the new earn rates listed above the card will continue to earn TD Rewards Points as follows:
- 8 Points per dollar spent when you book travel through Expedia® For TD.
- 6 Points per dollar spent on Groceries and Restaurants
- 4 Points per dollar spent on regularly recurring bill payments set up on your Account
- 2 Points per dollar spent on all other eligible purchases
Plus earn an annual Birthday Bonus of up to 10,000 TD Rewards Points. This bonus is equal to 10% of the total number of TD Rewards Points earned over the 12 months preceding the Primary Cardholder’s birthday, to a maximum Birthday Bonus of 10,000 TD Rewards Points.
One of the best current welcome bonus offers
The TD First Class Travel Visa Infinite Card has one of the best introductory welcome bonus offers in the market right now:
- Earn up to $1,000 in value†, including up to 135,000 TD Rewards Points, no Annual Fee for the first year† and additional travel benefits. Conditions Apply. Offer effective as of January 7, 2025.
- Earn a welcome Bonus of 20,000 TD Rewards Points when you make your first Purchase with your Card†.
- Earn 115,000 TD Rewards Points when you spend $5,000 within 180 days of Account opening†.
- Earn a Birthday Bonus of 10% of the TD Rewards Points you have earned over the past year, up to a maximum of 10,000 TD Rewards points†
- Get an annual TD Travel Credit† of $100 when you book at Expedia® For TD.
- Get an Annual Fee Rebate for the first year†.
- To receive the first-year annual fee rebate for the Primary Cardholder, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening. To receive the Additional Cardholder(s) first-year annual fee rebate, you must add your Additional Cardholder(s) while the offer is in effect.
- Starbucks Bonus Offer for New Linked Members†: Link your TD First Class Travel Visa Infinite to earn 600 Starbucks Stars and redeem them for free Starbucks treats. Limited time only. Conditions and restrictions apply.
The 135,000 points is worth $675 when you redeem them for travel via Expedia for TD or $540 towards any travel you book on the card. (This offer is not available for residents of Quebec. For Quebec residents, please click here.)
What’s the trade off?
Normally when we see improvements made to credit cards (especially from the big banks) there is some sort of trade off but in this case there really isn’t. They haven’t increased the annual fee, they haven’t messed with other earn rates, the redemption rates stay the same and so on.
The only trade off, if you can call it that, that are being made by the bank is adding or increasing rates and fees on the card – which are all avoidable! The purchase interest rate and cash advance rate will be bumped up to 21.99% from 20.99% (most banks seem to be going to 21.99% now) They are also increasing the fee on balance transfers from 3% to up to 5% and credit balances if not used within 12 months will be subject to a $10 fee.
Wrapping it up
Great news out of TD today as they have improved the TD First Class Travel® Visa Infinite* Card! These changes taking place on April 30, 2025 are the first changes seen to the card since its last revamp in 2022 and they are all positive. They are giving the cardholder more without taking away – a rarity in the market these days with only the likes of Rogers and several other smaller issuers providing actual improvements to their cards.
It’s great to see airport lounge access with free passes being offered on the card and even more ways to earn more points with this flexible points travel card. Now, I’ll have to start running the numbers as these changes may actually move the card up to 4th spot in the Top Travel Points Card with an Annual Fee category in our Top Travel Rewards Credit Card rankings!
Click here learn more and to apply for TD First Class Visa Infinite Card
And stay tuned as there are more changes to more of their cards which I’ll cover shortly!