BMO eclipse Visa
Infinite* Card
Earn on groceries, takeout, food delivery, rideshare, gas and transit.6
Welcome offer:
- Get up to 60,000 points worth $400 in travel rewards, a $50 anniversary lifestyle credit and the $120 annual fee waived in your first year – that's a $570 value achieved by your first anniversary.1
Minimum $60,000 (individual) or $100,000 (household) annual income required
OR
Minimum $15,000 declared current annual spend.
OR
Minimum $15,000 declared current annual spend.
Minimum $150,000 (individual) or $200,000 (household) annual income required.
Features and benefits
Find the best lifestyle credit card for you.
BMO eclipse Visa Infinite* Card | BMO eclipse Visa Infinite Privilege* Card | |
|---|---|---|
Anniversary Credit | Get a $50 anniversary lifestyle credit to spend however you want.4 | Get a $200 anniversary lifestyle credit to spend however you want.5 |
Earn 5x the BMO Rewards points | For every $1 spent on groceries, dining, gas plus transit.6 | For every $1 spent on groceries, dining, drugstore purchases, gas and travel.7 |
Earn more points with supplemental cardholders | Earn 10% more points when you add an authorized user to your account.8 | Earn 25% more points when you add an authorized user to your account.9 |
Earn 5x the BMO Rewards points on travel7 | Not included | Included |
Mobile Device Insurance that offers coverage for up to $1,00010 | Included | Included |
Visa Airport Companion membership and lounge visits11 | Visa Airport Companion membership and 6 complimentary airport lounge visits per year – valued at more than $250 USD.11 | |
Get up to seven cents off per litre on Shell®± fuel, only for BMO cardholders101 | Included | Included |
How many BMO Rewards points can you earn?
How much do you spend in a month? Don’t worry, an estimate is fine.
Transit (earn 5x the BMO Rewards points for every $1 spent):6
Food delivery, takeout, groceries, rideshare and gas (earn 5x the BMO Rewards points for every $1 spent):6
All other purchases (earn 1 BMO Rewards point for every $1 spent):12
Total monthly spend:
$1,800
Points earned in year 1:
114,000
Minimum $60,000 (individual) or $100,000 (household) annual income required
OR
Minimum $15,000 declared current annual spend.
OR
Minimum $15,000 declared current annual spend.
How much do you spend in a month? Don’t worry, an estimate is fine.
Drugstore, travel (earn 5x the BMO Rewards points for every $1 spent):7
Groceries, dining and gas (earn 5x the BMO Rewards points for every $1 spent):7
All other purchases (earn 1 BMO Rewards point for every $1 spent):12
Total monthly spend:
$1,800
Points earned in year 1:
84,000
Minimum $150,000 (individual) or $200,000 (household) annual income required.
Use of the reward calculator is for illustrative purposes only. Values displayed valid as of March 6, 2024.
Bring on the rewards!
How will you spend your points?
