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The Platinum Card®

Card

BEST OFFER THIS YEAR
Earn up to 150,000 Membership Rewards® points1§* 
Earn 100,000 points after you spend $10,000 on your Card in your first 3 months as a new Platinum® Cardmember.1§*

Earn an additional 50,000 points after you spend a total of $50,000 on your Card in your first 12 months of Cardmembership.1§*
Earn 30,000 Membership Rewards® points1§*
when you make a purchase between 15 and 17 months of Cardmembership.1§*

That’s up to $1,800 towards your next vacation.2

§Offer ends August 18, 2025

*Current or former Cardmembers with this Card are not eligible for these offers. Other terms apply.

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The Platinum Card®

The Platinum Card<sup>®</sup>
Do more of what you love

Apply Now

Financial Information

Card Type
Card with No Pre-Set Spending Limit25
Annual Fee
$799
Additional Cards
$250 annual fee for each Additional Platinum Card3

$0 annual fee for first two Additional Gold Cards, $50 annual fee for any Additional Gold Cards3
How You Earn

  • 2X POINTS On dining & food delivery purchases in Canada

    From eligible restaurants to cafés and more4

  • 2X POINTS On travel

    From eligible flights to hotels, tours and more4

  • 1X POINTS On everything else

    From groceries to luxury goods to self-care and more4

Featured Benefits

$200 Annual Travel Credit

Go ahead and upgrade your getaway using the $200 Annual Travel Credit.6

$200 Annual Dining Credit

Try out a new spot or indulge in the tasting menu with a $200 Annual Dining Credit to use at a curated list of Canada’s top restaurants.39

Up to $240 in statement credits with Instacart

Enjoy groceries and more delivered with Instacart and earn up to $240 in statement credits within a 12 month period until December 31, 2027.43

Pay for almost anything with points

From groceries and gas to travel and streaming services, you can redeem your Membership Rewards points with Use Points for Purchases to cover eligible Card purchases.

1,000 points = $10 for all eligible purchases

All Benefits

Unsure about which Card is appropriate for you? Use our Help Me Choose tool to find a Card for your wallet

Eligibility

To save time, make sure you can say yes to all of the following before applying for The Platinum Card®:
  • You are a Canadian resident and have a Canadian credit file
  • You are the age of majority in the province or territory where you live

Important Information

  • *Subject to approval. With this Charge Card, there are both Due in Full and Flexible Payment Option balances. All Due in Full Balances must be paid in full each month. Interest rate of 30% applies to each delinquent Due in Full charge. The Preferred rate of 21.99% applies to your Flexible Payment Option balance. If you have 2 separate Missed Payments in a 12-month period, the Flexible Payment Option rate for your account will be 25.99%. If you have 3 or more separate Missed Payments in a 12-month period, the Flexible Payment Option rate will be 29.99%. These rates are effective from the day the Flexible Payment Option is first available on your account. The interest free-grace period is 21 days on new transactions from the Closing Date on your statement if we receive payment in full by the payment due date and if we do not, up to 25 days for new transactions on your next statement.
Apply now for The Platinum Card<sup>®</sup> and get a response in 60 seconds.

Apply now for The Platinum Card® and get a response in 60 seconds.