The Platinum Card^®

American Express Global Lounge Collection^TM,7

Feel like you’ve arrived before you’ve even taken off. The American Express Global Lounge Collection^TM unlocks access to more than 1,400+ lounges. 500+ airports. 140 countries and counting.⁷

$200 Annual Travel Credit⁶

Get the room upgrade with the $200 Annual Travel Credit. Use it towards any single travel booking of $200 or more on your Card, made through American Express Travel Online or Platinum® Card Travel Service.⁶

$100 NEXUS^◊ Card Statement Credit¹⁸

Stay focused on getting where you need to go. Receive up to $100 CAD in statement credits when NEXUS application or renewal fees are charged to your Platinum Card.¹⁸

Fine Hotels + Resorts⁹

Get more when you get away

Eligible Cardmembers can enjoy an unforgettable experience with Fine Hotels + Resorts. Book with American Express Travel and receive complimentary benefits with an average total value of approximately $600 USDat over 1,500 extraordinary properties.

Some of the best hotels in the world, with benefits for eligible Cardmembers including:

• Unique property benefit
• Daily breakfast for two
• Guaranteed 4pm late check-out
• Room upgrade upon arrival when available
• In-Room Wi-Fi (exclusions apply)
• Noon check-in, when available

Hotel Status Benefit¹⁰

With Hotel Status Benefit, you'll be fast-tracked to the higher tiers of leading hotel loyalty programs around the world without having to fulfill the usual qualifying criteria, such as numerous night stays each year. Benefits include:

• Hilton Honors Gold Status
• Marriott Bonvoy^TM Gold Elite status

Benefits at Toronto Pearson International Airport¹¹

Get more from your travel experience at Toronto Pearson International Airport with:

• Access to Pearson Priority Security Lane
• Complimentary valet service at Toronto Pearson Airport Terminal 1
• 15% discount on parking rates at the Express Park and Daily Park. You will receive a statement credit after the charge has been posted to your account

Exclusive Offers on American Express Travel Online¹²

• Access to deals on select hotel and car rental bookings
• Take advantage of offers that earn you statements credits on eligible purchases

$200 Annual Dining Credit³⁹

Try a new spot with the $200 Annual Dining Credit to use at a curated list of Canada’s top restaurants.³⁹

$200 or more in additional value with Member extras⁴⁰

You can earn statement credits and unlock $200 or more in additional value with Member extras when you make qualifying purchases with participating brands.⁴⁰

Global Dining Collection⁴¹

Access to exclusive dining experiences with the Global Dining Collection⁴¹

Platinum Concierge¹³

Platinum Concierge offers you complimentary assistance, anytime, day or night, wherever you are. Whether you need a reservation at your favourite local spot or the perfect gift for a discerning friend, Concierge is just a phone call away.

From unique dining experiences to life-changing trips, see the world your way and earn even more points on eligible dining and travel.

• Earn 2 points for every $1 in Card purchases on eligible dining and food delivery in Canada⁴
• Earn 2 points for every $1 in Card purchases for eligible travel⁴
• Earn 1 additional Membership Rewards point for every $1 you charge to your Platinum Card on eligible hotel or car rental bookings made with American Express Travel at americanexpress.ca/travel⁵
• Earn 1 point for every $1 in all other Card purchases⁴

You can also enjoy flexible ways to use your points:

• Statement credits for any eligible purchase charged to your Card²
• New travel purchases booked on American Express Travel Online through the Flexible Points Travel Program¹⁶
• Flights through the Fixed Points Travel Program¹⁴
• Transfer points 1:1 to several frequent flyer and other loyalty programs³⁴
• Gift cards from premium retailers like Holt Renfrew¹⁵

Enjoy financial flexibility with No Pre-set Spending Limit²⁵

The amount you can spend on your Card adjusts dynamically as you use your Card. It can change over time, based on a variety of factors which include your purchases, credit record, and payment history.

Pay your balance your way with Flexible Payment Option

Whether you’re making everyday purchases, navigating unexpected expenses, or planning for the future, you’re in control of how you pay your account.

You can choose to:

• Pay your balance in full
• Pay the minimum amount due⁸
• Pay anything in between⁸

Due to the global pandemic and travel restrictions, certain trip cancellation/interruption and other travel coverages on your Card may be restricted or unavailable. For more information, please visit: https://www.rsagroup.ca/amexcovid19.

Out of Province/Country Emergency Medical Insurance^17†

Can provide coverage of up to a maximum of $5,000,000 for eligible emergency medical expenses incurred by an insured person under age 65 while travelling outside your Canadian province or territory of residence for the first 15 consecutive days of a covered trip.

Trip Cancellation Insurance^17†

You can be reimbursed for the non-refundable and non-transferable portion of your travel arrangements when charged to your Platinum Card before your departure date should you cancel your trip for a covered reason. You can be covered for up to $2,500 per insured person, per trip, up to a maximum of $5,000 for all insured persons combined.

Trip Interruption Insurance^17†

When you charge your travel arrangements to your Platinum Card, this insurance can cover the non-refundable and non-transferable unused portion of your travel arrangements purchased before your departure date, should your trip be interrupted or delayed for a covered reason. You can be covered for up to $2,500 per insured person, per trip, up to a maximum of $6,000 for all insured persons combined.

Flight Delay Insurance^17†

You can receive up to $1,000 in coverage (aggregate maximum with Baggage Delay Insurance) for necessary and reasonable accommodations, restaurant expenses and sundry items purchased within 48 hours when delayed or denied boarding for 4 hours or more and no alternate transportation is made available when you fully charge your airline ticket to your Platinum Card.

Baggage Delay Insurance^17†

You can receive up to $1,000 in coverage (aggregate maximum with Flight Delay Insurance), for reasonable and necessary emergency purchases for essential clothing and sundry items purchased within four days of arrival at your destination when your checked-in baggage on your outbound trip is delayed for 6 hours or more when you fully charge your airline ticket to your Platinum Card.

Hotel Burglary Insurance^17†

You can receive up to $1,000 in coverage against the loss of most personal items (excluding cash) if your accommodation is burglarized when you fully charge your accommodations to your Platinum Card.

Lost or Stolen Baggage Insurance^17†

You can be covered for loss or damage to your checked-in or carry-on baggage and personal effects while in transit for up to a maximum of $1,000 per trip for all insured person(s) combined when you fully charge your airline tickets to your Platinum Card.

$500,000 Travel Accident Insurance^19†

You can be covered up to $500,000 of Accidental Death and Dismemberment Insurance when you fully charge your common carrier (plane, train, ship or bus) tickets to your Platinum Card.

Car Rental Theft and Damage Insurance^20†

You can be covered for theft, loss and damage of your rental car with an MSRP of up to $85,000 for rentals of 48 days or less when you fully charge your rental to your Platinum Card. To take advantage of this protection, simply decline the Collision Damage Waiver (CDW), Loss Damage Waiver (LDW) or similar option offered by the car rental agency.

Travel Emergency Assistance²¹

Can provide eligible Cardmembers with access to out-of-town worldwide emergency medical assistance services and legal referrals by telephone, 24/7/365.

†: All insurance coverage is subject to the terms and conditions of the respective master policies. Certain limitations, exclusions and restrictions apply. Please read your Certificates of Insurance carefully. If you are a Quebec resident, please read your Insurance Summary and Fact Sheet.

Front Of The Line^® Amex Presale and Reserved Tickets^TM22

Get access to Front Of The Line^® Amex Presale Tickets™²² and Amex Reserved Tickets™²² to some of the most in-demand concerts, theatre productions, and special events often before the general public.

Dining with Amex Experiences^TM

Amex Experiences^TM22 is a food lover's perfect companion. From special access, to fantastic food festivals, to sampling some of the country's best and hottest restaurants, we continue to serve up curated events for Cardmembers.

Retail with Amex Experiences^TM

Amex Experiences^TM22 keeps you stylish with specially curated private shopping experiences and exclusive online offers for Cardmembers to make sure you look and feel your best.

Wellness with Amex Experiences^TM

Focus on your wellbeing with Amex Experiences^TM22 special curated offers and experiences for Cardmembers that focus on you taking care of yourself.

Onsite benefits with Amex Experiences^TM

Enjoy Cardmember benefits with Amex Experiences^TM22, like breezing through the front gate at Budweiser Stage²³ and sitting back and relaxing in the American Express Lounge.²⁴

No Pre-Set Spending Limit on Purchases²⁵

Enjoy financial flexibility and the opportunity to maximize your points. Because The Platinum Card^® has no pre-set spending limit, it allows you flexibility when spending.

Buyer’s Assurance^® Protection Plan^26†

Your coverage can automatically extend the manufacturer’s original warranty up to one additional year when you fully charge eligible items to your Platinum Card.

Purchase Protection^® Plan^17†

You can be insured for eligible items charged to your Platinum Card for 120 days from the date of purchase in the event of accidental physical damage or theft for up to $1,000 per occurrence (for all purchased items combined).

†: All insurance coverage is subject to the terms and conditions of the respective master policies. Certain limitations, exclusions and restrictions apply. Please read your Certificates of Insurance carefully. If you are a Quebec resident, please read your Insurance Summary and Fact Sheet.

The Platinum Card^® website

The Platinum Card^® website is a dedicated hub curated especially for Platinum Cardmembers. Learn about your Card and benefit details, including travel, hotel, car and airline partners and Platinum Insurance coverage. It also includes special offers.

24/7 Customer service

Your life doesn’t keep regular office hours, so neither do we. If you want to reach us, there is always someone local to speak with you about whatever you need, big or small. Wherever you are in the world, we're here for you 24/7.

Fraud Protection Guarantee²⁷

Use your Platinum Card^® online or off, and you won’t be held responsible for any fraudulent charges, as long as you’ve taken reasonable care to protect your account details, PIN and any device on which you have added your account information.

Emergency Card Replacement

If your Card or Additional Card gets lost or stolen, no worries. Simply call the number on the back of your Card and we’ll arrange to get you a replacement Card. If you are travelling, we’ll work with your itinerary to get a Card to you as soon as possible. Call 1-800-869-3016. Outside of Canada (please call collect) 905-474-0870. For Corporate Cardmembers, please call 1-800-716-6661, or for outside of Canada (please call collect) 905-474-9329.

American Express SafeKey^®

Shop even more confidently, with an extra layer of protection while shopping online at participating merchants.

Manage your account online

With Online Services from American Express, you can stay on top of your account. Check statements, get Online-Only statements as soon as they are ready, set account alerts and more.

The American Express^® Mobile App

The American Express^® App²⁸ is the easier way to manage your Account from your mobile.

• Register your eligible Card for offers to your Card with one click so you get rewarded at the places you like to shop, dine, travel, and more²⁹
• Get quick access to your Account with Touch ID³⁰, Face ID³¹ or Fingerprint Login for Android
• Book hotels, flights and more with American Express Travel in the app. Plus, see and search for nearby airport lounges, and receive notifications for available airport lounges when you travel
• Manage your Account, including multiple Card Accounts, and pay your bill³²
• Receive notifications for payment reminders, balance updates or statement ready
• Even activate your Card and create your Online Services Account

Amex Offers³³

Make everyday purchases more rewarding with offers that are tailored to you for dining, shopping, and more through the Amex App or Online Services. New offers are always being added, so be sure to check regularly.

American Express Travel Online¹²

Your Platinum Card^® can help take you places. With deals on select hotel and car rental bookings, plus offers that earn you statement credits on your eligible purchases, you can turn your future travel plans into travel realities.

Instacart Benefit⁴³

Shop with ease and enjoy statement credits with Instacart. Eligible Cardmembers can earn monthly statement credits for qualifying purchases online at www.instacart.ca or in the Instacart app in Canada until December 31, 2027.

Your American Express Card has borrowing features that provide payment flexibility. You can also take advantage of certain borrowing offers or options if you are eligible. To learn more about whether these options could be appropriate for you click here.