Financial Information
Card Type
Credit Card
Annual Fee
$599*
Annual Interest Rate
21.99% on purchases and
21.99% on funds advances*
21.99% on funds advances*
Additional Cards
$199 annual fee for each Additional Aeroplan®* Reserve Card2
No annual fee for each Additional Aeroplan®* Reserve no-fee Card2
Air Canada is introducing changes to Aeroplan Elite® Status starting January 1, 2026, that will also affect the benefits of your Aeroplan card. Learn more about the changes
No annual fee for each Additional Aeroplan®* Reserve no-fee Card2
Air Canada is introducing changes to Aeroplan Elite® Status starting January 1, 2026, that will also affect the benefits of your Aeroplan card. Learn more about the changes
How You Earn
- 3X AEROPLAN POINTS On Air Canada
3X
AEROPLAN POINTS
On Air Canada
For eligible Air Canada®* and Air Canada Vacations®* purchases6
- 2X AEROPLAN POINTS On dining & food delivery
2X
AEROPLAN POINTS
On dining & food delivery
For eligible dining and food delivery purchases in Canada6
- 1.25X AEROPLAN POINTS On everything else
1.25X
AEROPLAN POINTS
On everything else
From subscription services to online shopping and more6
Earn up to $2,600 in value within your first 13 months
When you combine the Welcome Bonus offer and the value you get from exceptional travel benefits, you can earn up to $2,600 or more in value within your first 13 months.35
4th Night Free
Cardmembers can now get an extra night free for every 3 hotel nights redeemed with Aeroplan points.38 Enjoy even more at over 300,000 hotel properties worldwide!
Exceptional travel with Air Canada®* airport benefits
Make the journey a destination with Maple Leaf LoungeTM* Access for you and a guest3‡, free first eligible checked bag7‡, Priority Airport Check-In5‡, Priority Boarding5‡ and more.
All Benefits
Important Information
*Subject to approval. The preferred rate for purchases is 21.99% and funds advances is 21.99%. If you have 2 separate Missed Payments, the applicable rates for your account will be 25.99%. If you have 3 or more separate Missed Payments, the applicable rates will be 29.99%. See the Information box included with the application for the definition of Missed Payment and which rates apply to changes on your account and other details.