For 2025, PC Financial has increased the welcome bonus offer on their PC Financial Mastercards to 125,000 points. Like we’ve seen for a couple of years now, the increased welcome bonus on PC cards is awarded after the first purchase on the card at a PC Optimum participating store
This offer is available until December 31, 2025 and is good for any one of the three no-fee cards in their portfolio:
- PC Mastercard
- PC World Mastercard
- PC World Elite Mastercard
The 125,000 points welcome bonus offer:
The welcome bonus is awarded as follows:
- 125,000 bonus PC Optimum™ points will be awarded to your account after your first purchase with your new card at a participating store where President’s Choice® products are sold or at an Esso™ or Mobil™ stations in Canada.
As you can see to receive the entire 125,000 point bonus it requires only one purchase. All in all this is an extremely easy bonus to earn!
Once you receive them the 125,000 points are worth $125 (not withstanding the redemption events) towards purchases made at any participating PC Optimum stores like Loblaw banner stores (Loblaw, Real Canadian Superstore etc.) Shoppers Drug Mart and so on.
Recommended reading: The best credit cards to use at Loblaw grocery stores
Wrapping it up
A new very easy to earn 125,000 point welcome bonus is out for the PC Financial Mastercards for this year. Out of the three cards, the World Elite version is a decent points earner for purchases made at locations where you earn PC Optimum points but outside of that it is just an average cash back card at only 1%. The same goes for the lower two versions of the cards – they aren’t the strongest in the earn categories. Both the World and World Elite cards come with Mastercard Canada benefits like Mastercard TravelPass (airport lounge access membership) and global data roaming.
This offer is available for new applications made by December 31, 2025