Thursday, January 6, 2022

Top Credit Card Sign Up offers for January - These cards provide the most value out of their welcome bonuses

 
Here are the Rewards Canada Top Travel Credit Card Sign Up offers for the month of January 2022! This is not a 'best' credit card list like our Top Travel Rewards Credit Card rankings but instead a look at cards that have very good acquisition (welcome/sign up) offers. As always when choosing a card you should always take other factors into account other than the just sign up bonus, but when some of these cards are first year free, they can and do pay off even when you grab them strictly for the sign up rewards. This month we see two first year free cards on the list.

No change this month in the listing. Even though we had some new offers come out from BMO those just miss out on being in the top 10 for value in their welcome bonuses.

Remember as well that you will find this list smack dab in the middle of the Rewards Canada homepage for easy reference!

Here are our top credit card sign up offers for this month (in order of welcome bonus value, calculated as our minimum mile/points value for the program minus the annual fee)



American Express® Aeroplan®* Reserve Card (Apply here)
Minimum value: $1,051

The continuing offer on this card sees 30,000 Aeroplan points and Bonus Buddy Pass being awarded when you spend $3,000 on the card in the first three months. Then you can earn an additional 5,000 bonus points per month when you spend $1,000 a month on the card in the first 12 months.  All told the 90,000 points and buddy pass are worth no less than $1,650 in our minds and in reality should be worth much more than that. Subtract the $599 annual fee and you get our $1,051 value. Learn more about the Buddy Pass here and the New Aeroplan program here.
Minimum Income: N/A
 
 


Minimum value: $780
The continuingoffer on this card sees 10,000 Aeroplan points and Bonus Buddy Pass being awarded when you spend $1,500 on the card in the first three months. Then you can earn an additional 2,500 bonus points per month when you spend $1,000 a month on the card in the first 12 months. All told the 40,000 points and buddy pass are worth no less than $900 in our minds and in reality should be worth much more than that. Subtract the $120 annual fee and you get our $780 value. Learn more about the Buddy Pass here and the New Aeroplan program here.
Minimum Income: N/A 
 
 
 
Minimum value: $676
TD's Ultra Premium Aeroplan card provides a bonus of up to 65,000 Aeroplan points and a Buddy Pass  All told the points are worth no less than $975 in our minds and in reality should be worth much more than that and we value the Buddy Pass at a minimum $300. Take away the $599 annual fee and you have $676 in value and so many benefits to use when flying with Air Canada.  To get in on this bonus you have to apply by March 6, 2022. Learn more about the Buddy Pass here and the New Aeroplan program here. You can also read our review of this card here.
Minimum Income: $60,000 Personal or $100,000 Household
This offer is not available for residents of Quebec. For Quebec residents, please click here 
 
 

Minimum value: $675
The mainstay Aeroplan card provides 25,000 Aeroplan points, a Buddy Pass and an annual fee rebate for the primary and first additional cardholder. All told the points and buddy pass are worth no less than $675 in our minds and in reality should be worth much more than that. To get in on this bonus you have to apply by March 6, 2022. Learn more about the Buddy Pass here and the New Aeroplan program here. You can also read our review of this card here.
Minimum Income: $200,000 Household
This offer is not available for residents of Quebec. For Quebec residents, please click here.
 

WestJet RBC World Elite Mastercard - 450 WestJet dollars + $0 Companion Voucher (Apply here) Minimum value: $631
WestJet took notice of Aeroplan's Buddy Pass and has matched them by offering a $0 companion voucher (you just pay taxes & fees) for new card approvals. On top of this you'll 250 WestJet dollars on your first purchase and 200 more dollars when you spend $5,000 in the first three months  To get in on this both the 450 WJD & $0 Companion Voucher you have to apply by January 5, 2022.
Minimum Income: $80,000 Personal or $150,000 Household

 

6. CIBC Aeroplan® Visa Infinite* Card
    20,000 Aeroplan Points + Buddy Pass + No annual in the first year Min. value: $600

7. Marriott Bonvoy™ American Express® Card
    70,000 Marriott Bonvoy Points Min. value: $580

8. MBNA Alaska Airlines World Elite Mastercard
   30,000 Mileage Plan Miles + $200 statement credit Min. value: $551 

9. CIBC Aeroplan® Visa Infinite* Privilege Card
    75,000 Aeroplan Points Min. value: $526

10. Scotia Gold American Express Card
    40,000 Scotia Rewards Points + No annual fee in the first year Min. value: $400


Disclaimers:
American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link.


Sponsored advertising. The Toronto-Dominion Bank (TD) is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete and current information on any TD product, please visit the TD site

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