PC Optimum 100000 points

Earn up to 100,000 PC Optimum points on PC Mastercards

We see the return of a 100,000 points offer for PC Financial Mastercards. For this version of the increased welcome bonus there is once again more work and spending involved to earn it. It appears the door has been closed on the previous versions where you would earn the entire bonus with just one purchase.

This offer is available until September 8, 2023 and is good for any one of the three cards in their portfolio:

  • PC Mastercard
  • PC World Mastercard
  • PC World Elite Mastercard

The up to 100,000 points welcome bonus offer:

The welcome bonus is as follows:

  1. Earn 20,000 points on your first purchase at a participating store where President’s Choice® products are sold or at an Esso™ or Mobil™ station in Canada.
  2. Get 20% back in points on up to your first $400 in purchases at Shoppers Drug Mart® or Pharmaprix®. That’s a total of up to 80,000 points. (Must meet spend in the first 120 days)

As you can see to receive the entire 100,000 point bonus it requires  $400 of spending at Shoppers Drug Mart or Pharmaprix in the first 120 days of the having the card. Previous 100,000 point offers simply required you to complete part 1 so they definitely have made it tougher to get the bonus. All in all it is still relatively easy to earn this bonus – that is if you spend that much at Shoppers Drug Mart or Pharmprix!

Once you receive them the 100,000 points are worth $100 towards purchases made any participating PC Optimum stores like Loblaw banner stores (Loblaw, Real Canadian Superstore etc.) Shoppers Drug Mart and so on.

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Wrapping it up

A new 100,000 point welcome bonus is out for the PC Financial Mastercards that will work well for those who shop semi-frequently at Shoppers Drug Mart or Pharmaprix. Out of the three cards the World Elite version of these cards is a decent points earner for purchases made at locations where you earn PC Optimum points but outside of that it is an average cash back card at only 1%. The same goes for the lower two versions of the cards – they aren’t the strongest in the earn categories.  Both the World and World Elite cards come with Mastercard Canada benefits like Mastercard TravelPass (airport lounge access membership) and free Boingo WiFi. (Learn more here)

This offer is available for new applications made by September 8, 2023

Learn more about and apply for a PC Financial card here.

Title image via PC Financial