This month we wanted to go with an all no fee in the first year or ever selection of cards so we see the Starwood Preferred Guest Credit Card from American Express dropped (although it is still one of the best cards out there right now!) and the TD Aeroplan Visa Infinite card is dropped since it is no longer first year free.
So here are our top 5 credit card sign up offers for September (in alphabetical order)
A mainstay offer here on Rewards Canada, the American Express Gold Rewards card has its first year fee of $150 waived and will award you 25,000 Membership Rewards points when you complete $1,500 in spending in the first three months. That 25,000 points is worth a $250 travel credit via Amex's TripFlex feature or can be converted to 25,000 Aeroplan Miles (1 Round trip Economy Award ticket within North America) or 25,000 British Airways Executive Club Avios (as much a 3 one way Economy Award tickets in North America, see this article for details.)
American Express Air Miles Platinum Credit Card - 2,000 Reward Miles (Apply here)
Despite all the rough press surrounding AIR MILES and their expiry rules the program can still have its advantages especially with free miles. The American Express Air Miles Platinum card comes first year free and comes with a 2,000 Reward Miles sign up bonus when you complete $500 in spending in the first three months. That 2,000 Miles is worth anywhere from $220 to $300 in flight value when you get around to redeeming them.
BMO AIR MILES MasterCard - 800 Reward Miles (Apply here)
A newcomer to our monthly Top 5 sign up offers, the BMO AIR MILES MasterCard carries no annual fee and comes with an 800 Reward Miles sign up bonus. That 800 Miles is worth anywhere from $88 to $120 in flight value when you get around to redeeming them.
Chase Marriott Rewards Premier Visa - 30,000 Points (Apply here)
The best no foreign transaction fee card in Canada makes it to this list due to a very strong acquisition offer. I mean who can complain with 30,000 points awarded on approval and a certificate for a free night stay at a Category 1-4 hotel for a potential of 5 free nights, all at no cost as the card has the annual fee waived in the first year! They also give you a 15 night credit into the mix which automatically provides you with Marriott Rewards Silver Elite status. Please note there is a 50,000 point floating around that is specific for Marriott Elite members and people are reporting that they ARE NOT receiving the 50k because they do not hold elite status with Marriott so that is why we are not listing the offer here. You can try google and take a chance to see if you can get the 50k.
mbna Rewards World Elite MasterCard (Apply here)
Also a newcomer to our Top 5 sign up offers, the mbna Rewards World Elite MasterCard doesn't have a terribly high sign up bonus, only 10,000 points worth $100 but it is first year free ($89 after that) so you are getting those $100 for free. It is also a straight 2% back card for travel OR cashback. Definitely a card for those really just wanting to earn a lot of points.
If you went for all these cards you ultimately could end up with over $800 in travel credits and hotel free nights but even if you only take on one or two you are helping your travel budget significantly at no cost other than regular credit card spend