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Friday, January 3, 2014

CIBC Aerogold Visa Infinite Sign Up Bonus increased to 20,000 Aeroplan Miles + First Year Free

This came as a bit of a surprise, but CIBC has upped the sign up bonus on their CIBC Aerogold Visa Infinite Card to 20,000 Aeroplan Miles (15,000 upon approval and 5,000 more when you spend $500 in the first three months) and are waiving the first year annual fee.

Why is it a surprise? Well this essentially beats out the new TD Aeroplan Visa Infinite card by 5,000 miles and $120 and it appears that anyone can sign up for the CIBC card (not just CIBC customers or people walking into the branch) If the competition between CIBC and TD stays like this one has to wonder if TD is going to actually gain anything from the Aeroplan relationship because of all the money they have to fork over to CIBC, to Aimia and of course the 15% more per Aeroplan mile than CIBC.

Honestly, if I had to choose between the TD Infinite and the CIBC Infinite and wasn't an All Inclusive plan holder at TD I would go for the CIBC offer for the extra miles and no annual fee in the first year.

Update: My mistake, the First year free being offered by TD for applying in branch or over the phone is not specific to the all inclusive plan.

For more details on the offer visit https://www.cibc.com/ca/visa/aerogold-visa-infinite-card.html#aerogoldVisaInfinite


  1. Why does TD all inclusive matter really? It doesn't reduce the Aeroplan CC fee.

  2. Some people are reporting they are having the fee waived by TD if you apply in branch or via phone (they'll waive up to $120 so the TD Infinite would be free and the Infinite Privilege would be $279)

  3. You are correct the all inclusive is not what is driving the first year free on the TD Aeroplan cards.

  4. What about all the existing CIBC Aerogold customers? We were supposed to be informed by CIBC what was going to happen to us by now? All we know is we have been "bought" by TD! Then we see all these offers from both TD and CIBC, but what about our long years of loyalty? Means diddly squat to CIBC. If there ever was a bank that only opened its mouth to change feet, its CIBC! Amex must be laughing all the way to a new client base without any effort whatsoever.

  5. The Amex AeroplanPlus Gold card still better than this one IMO. The 30k bouns miles sign up bonus and first year free is still the best in the market:


  6. Prefer Amex - 30K bonus after spending $500, no fee year1


  7. You should be getting a letter from CIBC any day now about your status as to whether you remain with CIBC or are being transferred to TD. As to years of loyalty this unfortunately seems to be the case with almost all credit cards and even the loyalty programs themselves as they push out acquisition offers that are better than what current loyal customers receive.

  8. This new offer is better than the old one but still not as good as the Amex AeroplanPlus gold card offer: 30,000 Aeroplan Miles bonus and First Year Free. To get the 30k offer, you need to apply through a referral link. Here is one:


  9. Why people would want this card if they can apply for the American Express AeroplanPlus Gold Card, 30,000 Aeroplan miles sign up bonus and First Year Free through referral links.

    Here is a referral link for the Amex offer:


  10. FYI the 20K came in for me on 1st statement, they're dDistinction eligible.
    Combined with my 15K from TD Aeroplan Infinite, I'm dSilver easily (yah?) but I don't see real benefits I'd use anyway

  11. Shouldn't take you too long to get to dBlack! I am dBlack for this year,
    haven't made use of any of the benefits as of yet so we still have to
    see if there is any advantage to them

  12. Do you have to spend 500 each month for three months? For the extra 5000?