Monday, October 7, 2013

Scotiabank Gold American Express Card - 1st Year annual fee waived!

Obviously feeling the heat from many of their competitors who are offering the same, Scotiabank has decided to waive the annual fee (primary and additional card) for the first year of cardmembership with the Scotiabank Gold American Express Card. The card normally carries a $99 annual fee and $29 supplementary card fee but if you apply before March 31, 2014 they will waive that fee.

This card ranked second in the Travel Points Card with annual fee category in our 2013 Top Travel Rewards Credit card rankings. Here are some details on the card:

Scotiabank Gold American Express Card

4 points for every dollar spent on the card at gas stations, grocery stores and on dining and entertainment, 1 point for all other purchases with the card
No blackouts, no points expiry, no seat restrictions and no booking fees
Travel service with access to global concierge specialists
Ability to redeem points at or after booking for travel including airfare, hotel, car rental, cruise and vacation packages. Points can also be redeemed for merchandise and credits to Scotiabank investment and credit products
Highly competitive insurance benefits, such as Travel Emergency Medical (including travelers age 65+) and Rental Car Collision insurance
$99 annual fee (among the most competitive fee for a premium travel reward card currently on the market). Additional card annual fee is $29 and the interest rates are 19.99% on purchases and 21.99% on cash advances, balance transfers and Scotia Credit Card cheques.  Annual and additional card fees waived in the first year if you apply by March 31, 2014.

For more details or to apply for the card please see here.


  1. This card is not as hot as the Amex AeroplanPlus Gold Card, which is 30,000 Aeroplan miles sign up bonus and First Year Free through referral. Here is the link if you want one:
    The Scotiabank Gold American Express card is good if you spend tones of money on dining and entertainment.

  2. Yah for Disqus

    I see that your link goes directly to the application page, and $99 fee wasn't Explicitly stated to be waived (same thing if you apply via below link anyway)

    Scotia's own link is here, showing First Year Fee Waived ad,,4657,00.html

    I suggest everyone to at least save a screenshot then, just in case

  3. Yes I would recommend the screen shot route as well! I will touch base with Scotia so they can update the application page.